Too close to call on the filings — the two names are within a point on our blended read; the better pick depends on which risk profile you prefer.
USB at its multiple with 22% EPS growth and an 11.6% ROE rebuild — a quality money-center bank trading like a value trap it isn't.
Quality super-regional bank compounding EPS at 20%+, trading at a modest 14.8x with 11.5% ROE and rising capital returns.
| Metric | USB | PNC |
|---|---|---|
| Fundamentals score | 78 | 78 |
| Revenue growth (YoY) | +4.4% | +7.2% |
| Net income growth (YoY) | +20.2% | +17.5% |
| Net margin | 26.4% | 30.3% |
| Return on equity | 11.6% | 11.5% |
| ROIC (est.) | — | — |
| Liabilities / Equity | 9.61 | 8.47 |
| Piotroski F-score | 6 / 9 | 5 / 9 |
Bold green = the stronger figure. All rows derive from SEC XBRL filings — no market-price data on this page.
AI-generated analysis, produced by our proprietary engine from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 25, 2026, 7:47 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
AI-generated analysis, produced by our proprietary engine from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 29, 2026, 8:53 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.