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TTEN·K/calls

SEC-grounded equity research — opinionated calls reasoned over real filings.

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Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

EDGAR® is a registered trademark of the U.S. Securities and Exchange Commission. TENK/calls is an independent service and is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.

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Home›Coverage›IFS
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OverviewValuationQualitySmart moneyFilings
IFS logo

IFSIntercorp Financial Services Inc.

Next earnings Aug 11, 2026 · consensus $1.46 EPS, $453M rev

Sell
$60.68
▲ +3.82%
Rating
Sell
Quality
A+
Valuation
Fair value
How to read this →
SellMixed signals in the latest filings.Full call ↓
$60.68▲ +76.11%
over 1Y
L $33.03H $60.68
Our buy Our hold Our sell Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today
+3.8%
1W
+2.8%
1M
+13.4%
3M
+29.0%
YTD
+55.3%
1Y
+76.1%
OverviewValuationQualitySmart moneyFilings
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Buy

Mixed signals in the latest filings.

This call stands until the filings change it — the engine re-rates on new 10-K/10-Q/8-K facts, never on price moves. Hit Watch above to follow IFS (Pro alerts fire the moment a rating flips), or catch every change in Saturday’s Flip Side. How to read a call

Intercorp Financial Services Inc. shows limited reported revenue.

On these fundamentals, IFS screens as SELL on the SEC figures.

Is IFS a buy? The one-page verdict, explained →

The options angle

model · matches our verdict
Bear put spread~60d expiry
  • Long put 61 @ ~4.38 est
  • Short put 55 @ ~1.86 est
debit $252max +$348max −$252BE 58.48

SELL verdict, defined risk: profits into weakness down to the short strike; max loss is the net debit.

Open in the calculator →
Browse all model plays →

Educational template, not a trade recommendation. Strikes and premiums are Black-Scholes model estimates from the last close and 30-day realized volatility — real chains, spreads and IV will differ. Options involve substantial risk.

Financialsannual, by fiscal year

No income data filed.

10-year statements — income, cash flow, balance sheet & CSV export →

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value$6.73B
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF—
PEG (trailing)—
Earnings yield—
FCF yield—

Quality & risk

ROIC (est.)—
Free cash flow—
Total debt—
Net cash—

Capital returns

Buyback yield—
Dividend yield (est.)—
Shareholder yield—
Shares Δ YoY-1.9%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Recent filings

all on EDGAR ↗
6-KPeriod ending 2026-06-122026-06-12open ↗6-KPeriod ending 2026-06-082026-06-09open ↗6-KPeriod ending 2026-05-112026-05-12open ↗6-KPeriod ending 2026-04-242026-04-27open ↗20-FPeriod ending 2025-12-312026-04-24open ↗4Period ending 2026-03-262026-04-16open ↗6-KPeriod ending 2026-04-062026-04-07open ↗3Period ending 2026-03-182026-04-01open ↗6-KPeriod ending 2026-03-312026-04-01open ↗6-KPeriod ending 2026-03-182026-03-19open ↗6-KPeriod ending 2026-03-182026-03-19open ↗6-KPeriod ending 2026-03-182026-03-19open ↗

Quality score

A+
ValueGrowthProfitHealthMom.
Value—
Growth—
Profitability—
Financial health—
MomentumA+
33.0352-week60.68
Revenue
—
Net margin
—
ROE
—
P/E
—

SEC fundamentals

Frequently asked

Is Intercorp Financial Services Inc. (IFS) a buy?
IFS currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
What is Intercorp Financial Services Inc.'s quality score?
IFS scores 93.81522668947818/100 (grade A+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001615903, latest 6-K filed 2026-06-12) · EODHD · as of 7/11/2026, 10:38:00 AM.

›About this recommendation — produced by TENK/calls (tenkcalls.com), Luxembourg · not investment advice

Rule-based analysis, generated automatically from SEC filing data.

Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jul 11, 2026, 6:38 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Intraday
NVDA$210.96▲4.03%AAPL$315.32▼0.28%GOOGL$357.18▼0.48%GOOG$355.03▼0.34%MSFT$385.10▲0.19%AMZN$245.34▼0.69%TSM$434.11▼0.65%SPCX$145.30▼4.51%AVGO$399.97▼0.28%META$669.21▲5.97%TSLA$407.76▲0.30%MU$979.30▼1.24%LLY$1,188.58▼2.33%BRK-B$493.71▼0.35%BRK-A$739,750.00▼0.17%JPM$336.47▲0.30%WMT$113.90▲1.51%AMD$557.89▲2.04%ASML$1,797.32▼0.38%V$348.97▲0.22%JNJ$256.98▼0.82%XOM$138.88▲1.03%INTC$109.84▼2.40%AMAT$602.50▲2.35%CSCO$121.31▲2.54%MA$526.74▲0.68%LRCX$350.33▼0.80%ABBV$248.08▼0.73%CAT$952.41▲1.49%BAC$59.67▲0.71%
NVDA$210.96▲4.03%AAPL$315.32▼0.28%GOOGL$357.18▼0.48%GOOG$355.03▼0.34%MSFT$385.10▲0.19%AMZN$245.34▼0.69%TSM$434.11▼0.65%SPCX$145.30▼4.51%AVGO$399.97▼0.28%META$669.21▲5.97%TSLA$407.76▲0.30%MU$979.30▼1.24%LLY$1,188.58▼2.33%BRK-B$493.71▼0.35%BRK-A$739,750.00▼0.17%JPM$336.47▲0.30%WMT$113.90▲1.51%AMD$557.89▲2.04%ASML$1,797.32▼0.38%V$348.97▲0.22%JNJ$256.98▼0.82%XOM$138.88▲1.03%INTC$109.84▼2.40%AMAT$602.50▲2.35%CSCO$121.31▲2.54%MA$526.74▲0.68%LRCX$350.33▼0.80%ABBV$248.08▼0.73%CAT$952.41▲1.49%BAC$59.67▲0.71%
Intraday
NVDA$210.96▲4.03%AAPL$315.32▼0.28%GOOGL$357.18▼0.48%GOOG$355.03▼0.34%MSFT$385.10▲0.19%AMZN$245.34▼0.69%TSM$434.11▼0.65%SPCX$145.30▼4.51%AVGO$399.97▼0.28%META$669.21▲5.97%TSLA$407.76▲0.30%MU$979.30▼1.24%LLY$1,188.58▼2.33%BRK-B$493.71▼0.35%BRK-A$739,750.00▼0.17%JPM$336.47▲0.30%WMT$113.90▲1.51%AMD$557.89▲2.04%ASML$1,797.32▼0.38%V$348.97▲0.22%JNJ$256.98▼0.82%XOM$138.88▲1.03%INTC$109.84▼2.40%AMAT$602.50▲2.35%CSCO$121.31▲2.54%MA$526.74▲0.68%LRCX$350.33▼0.80%ABBV$248.08▼0.73%CAT$952.41▲1.49%BAC$59.67▲0.71%
NVDA$210.96▲4.03%AAPL$315.32▼0.28%GOOGL$357.18▼0.48%GOOG$355.03▼0.34%MSFT$385.10▲0.19%AMZN$245.34▼0.69%TSM$434.11▼0.65%SPCX$145.30▼4.51%AVGO$399.97▼0.28%META$669.21▲5.97%TSLA$407.76▲0.30%MU$979.30▼1.24%LLY$1,188.58▼2.33%BRK-B$493.71▼0.35%BRK-A$739,750.00▼0.17%JPM$336.47▲0.30%WMT$113.90▲1.51%AMD$557.89▲2.04%ASML$1,797.32▼0.38%V$348.97▲0.22%JNJ$256.98▼0.82%XOM$138.88▲1.03%INTC$109.84▼2.40%AMAT$602.50▲2.35%CSCO$121.31▲2.54%MA$526.74▲0.68%LRCX$350.33▼0.80%ABBV$248.08▼0.73%CAT$952.41▲1.49%BAC$59.67▲0.71%
Smart money○○○→

Smart moneyinsiders · Congress · funds

○○○

Disclosed smart-money activity in IFS, but no clear buy consensus.

—
Corporate insiders
No recent Form 4 activity
Form 4
—
Congress
No disclosed trades
STOCK Act · ~45d lag
—
Institutions
1 tracked fund hold · $873K
13F · quarterly

Different disclosure clocks — Form 4s file within days, Congress PTRs lag up to ~45 days, and 13F holdings are a quarterly snapshot (up to ~4.5 months old). A disclosed-accumulation view, not live correlation.

Insider activityForm 4 · SEC

all insiders →
2026-03-26
Santa Maria Guzman Hugo Antonio
Director
Selldiscretionary
225.00 @ $47.76$10.7K
2025-11-21
INTERCORP PERU LTD
10% owner
Buy
8.93K @ $19.59$175K
2025-10-21
INTERCORP PERU LTD
10% owner
Buy
7.12K @ $19.65$140K
2025-09-24
INTERCORP PERU LTD
10% owner
Buy
20.1K @ $19.64$395K
2025-08-27
INTERCORP PERU LTD
10% owner
Buy
114K @ $19.68$2.24M
2025-07-22
INTERCORP PERU LTD
10% owner
Buy
17.8K @ $19.66$350K
2025-06-24
INTERCORP PERU LTD
10% owner
Buy
12.7K @ $19.64$250K

Held by tracked fundsForm 13F · SEC · quarterly

Dodge & Cox17.4K sh$873K

As of each fund’s latest quarterly 13F — a delayed snapshot, not a live position. All tracked funds →

Fails-to-deliver

SEC · settled 2026-06-11
465.00shares failed to deliver0.9× median

IFS fails-to-deliver history — every published settlement day →

Aggregate CNS settlement fails on the latest published day, vs this name’s trailing median. From SEC fails-to-deliver data (published twice monthly) — a settlement metric, not short interest.

Dividends

Semi-annual
Yield (TTM)
5.8%
Annual / share
$3.51
Last ex-date
2026-04-24
Last amount
$1.80
ex 2026-04-24paid 2026-05-05$1.80
ex 2026-04-23paid 2026-05-05$1.71
ex 2025-04-24paid 2025-05-05$1.00
ex 2024-04-17paid 2024-04-29$1.00
ex 2023-04-27paid 2023-05-08$1.18
ex 2022-04-27paid 2022-05-06$1.75

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Recent news

market news →
IFS or AXP: Which Is the Better Value Stock Right Now?Bullish
finance.yahoo.com· 2026-07-03
Intercorp Financial Services (BVL:IFS) Stock Gets Fair Value Boost After Analyst Target IncreaseBullish
finance.yahoo.com· 2026-06-27
4 High-Potential PEG Value Stocks That You Can Buy TodayBullish
finance.yahoo.com· 2026-06-18
IFS vs. AXP: Which Stock Is the Better Value Option?Bullish
finance.yahoo.com· 2026-06-17
Best Momentum Stocks to Buy for June 17thBullish
finance.yahoo.com· 2026-06-17
Best Income Stocks to Buy for June 17thBullish
finance.yahoo.com· 2026-06-17

Vs tracked universe

compare →

1184 tracked peers · median

TENK Score94 vs 67
Revenue growth— vs 7.6%
Net margin— vs 10.0%
Return on equity— vs 12.0%
P/E— vs 26.5

News sentiment

EODHD · 11d
Neutral
+0.03
vs typical · 17 articles
↓ cooling

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.